Cambridge Benefits Group believes that your employees are one of your most valuable assets. With more than 20 years of experience, Cambridge provides tax efficient and cost effective employee benefit planning.

As a significant component of overall compensation, most employers are reducing benefits or shifting cost because of increased premiums. With our tax-efficient approach, Cambridge clients are enhancing benefits offered to employees while reducing their premium costs. After evaluating your current programs and benefit objectives, our specialized marketing team represents your best interests to obtain competitive bids.

With a consultative approach, our product and provider recommendations help secure reduced rates, extended guarantees and enhanced benefits.

Our Services

Cambridge will identify the most appropriate benefit solution, inaddition to working with your company’s management to ensure a successful implementation. To help companies shape employee culture and attract & retain talented employees Cambridge services include educational seminars on topics such as the importance of a will/trust, caring for an elderly parent, estate issues, and life solutions.

Our Clients

Our clients range in size from companies with 50 employees to those with over 5,000 and include corporate law firms, accounting firms, private schools, manufacturers and professional practices. Recognizing the value of our expertise, our clients have helped Cambridge grow through referrals.

With Executive Planning, we assist companies in attracting and retaining key executives in a competitive environment. By providing financial peace of mind, executives can focus their energy on their corporate mission. Executive Planning Services include:

• Buy-Sell Agreements
     - Life Insurance
     - Disability Buy-Out
• Key-Man Insurance
     - Life Insurance
     - Disability Insurance
• Long Term Care
• Estate Preservation (Survivorship)
• Deferred Compensation
• Executive Medical Reimbursement Plans

Group Medical, Dental and Vision Plans

The rapidly escalating cost of Health Insurance remains one of the single most pressing issues for employers. Premium increases continually outpace overall inflation, average wage increases and employer gross revenue increases. Cambridge can help you address these trends with financial analysis, innovative plan designs and strategic planning.

Group Disability and Long Term Care

Disability and Long Term Care Insurance remain some of the most important but least understood employee benefits. Cambridge can help educate your employees, maximize the tax efficiency of benefits and minimize the premium cost.

Group Life Insurance

Often viewed as a commoditized benefit, Cambridge can negotiate value added benefits into your Group Life contract at no additional cost.

Retirement Plans

Retirement plans help attract and reward employees. However, these complex financial vehicles can be overwhelming. We can provide analysis and review of Defined Contribution, Defined Benefit and Non-Qualified plans to ensure your firm is maximizing the return on investment.

Voluntary Benefits

Want to offer additional benefits to your employees without affecting your bottom line? Cambridge offers voluntary group life, disability, dental, vision and long term care policies.